In a skillet over medium heat, cook the chopped bacon until crispy. Remove and drain on paper towels, leaving some drippings in the skillet.

In the same skillet, add the chopped onion and garlic. Sauté until the onion is translucent.

In a mixing bowl, combine the navy beans, ketchup, brown sugar, mustard, Worcestershire sauce, black pepper, sautéed onion and garlic, and half of the cooked bacon. Mix well.

Transfer the bean mixture to a baking dish. Top with the remaining bacon. Bake in a preheated oven at 350°F (175°C) for 45 minutes.

Remove from the oven and let cool slightly before serving. Enjoy your baked beans with bacon!